財

Tangible wealth; material assets and valuables. Specifically denotes the concrete "stuff" of wealth—items that can be counted, stored, or transferred, such as currency, grain, or livestock.

Primarily functions as a noun. It rarely serves as an adjective in isolation. In compounds, it typically modifies another noun to indicate financial resources or material means. When appearing alone, it frequently serves as the object of verbs concerning acquisition, loss, or distribution.

Distinguished from 富: 財 refers to concrete assets and resources (the means of wealth), whereas 富 refers to the state, quality, or social status of being wealthy (the condition of abundance).

Structural variants include U+34B2 and the simplified form U+8D22.

Be aware of a phonetic and conceptual overlap with 才 (talent/innate ability); some texts may use this as a pun or philosophical dichotomy between "natural capital" and "acquired capital." Additionally, while reference data mentions U+624D (手) as a specialized semantic variant, this is highly irregular; treat occurrences of 手 where 財 is expected as potential scribal errors or idiosyncratic shorthand.